Class Action Lawyers – How Do They Help Clients?

A class action usually involves a very large “class” of people who all have the same claims against an individual defendant, such as a bank, credit bureau, mortgage company, debt collector, or auto finance company. The class action is a procedural device contained in the court rules and is designed to be more efficient than hundreds or thousands of separate lawsuits on behalf of each individual class member. 

Class action suits are most typical when the legal claims and damages are similar. For example, if a debt collector routinely sues people after the statute of limitations expires, a class action can be an efficient way to combat the illegal practice and get people’s money back.

Class Action Lawyers

Consumer class actions involve lots of victims (“numerosity”), similar issues of law or fact (“commonality”), claims and defenses that are similar (“typicality”), and “class representative” plaintiffs and their lawyers who will adequately protect the interests of the entire class of consumers (“adequacy”).

Class Action Lawyers at The Holland Law Firm

The Holland Law Firm has handled many class actions, and here are a few examples: 

• We got over 10,000 collection lawsuits dismissed when the lawsuits were filed by a collector that did not have a proper collection agency license. 

• Due to their repossession practices, an auto-finance company had to repay thousands of consumers up to several thousand dollars each. 

• Debt buyers agreed to mark student loan judgments as “satisfied” when collectors sued beyond the statute of limitations. 

If you are a victim of illegal practices involving credit reporting, debt collection, identity theft, or any other consumer finance issue, we may be able to help. To hear more about how we can help you, contact us today.